What If the Driver Has No Coverage?

If the person who caused the accident carries the minimum amount of liability coverage or no insurance at all, your personal injury attorney will need to look to other sources of compensation, such as your own uninsured or underinsured motorist coverage (UM/UIM insurance).

The Shreveport uninsured motorist accident attorneys at Weems, Schimpf, Haines & Moore (APLC) are skilled at finding all sources of compensation for our injured clients and have handled hundreds of uninsured motorist claims. Contact our Louisiana law firm for a consultation to talk about your car accident claim by calling 318-222-2100.

Car Accidents and Uninsured Motorist Claims

Everyone in Louisiana who has a liability policy is required to have uninsured/underinsured motorists’ coverage unless they have executed a waiver. Even if you have a waiver, our lawyers may be able to challenge whether it was properly executed.

Our attorneys have won numerous uninsured motorist waiver lawsuits against insurance companies because the waiver was invalid or not executed in accordance with the law. In these cases, our clients were able to obtain free uninsured motorist coverage up to the policy limits following their accidents, which resulted in an additional $50,000 in compensation.

Our car accident lawyers will investigate every possible source of compensation for car accident victims. For example, if you were riding in the car with someone at the time of the accident, you can often get recovery from the insurance policies of both the at-fault driver and the person you were riding with. If the at-fault driver was working for his or her employer at the time of the accident, our lawyers can seek compensation from the employer’s insurance as well.

In one of the cases we handled, our lawyers were able to obtain $300,000 in compensation for a Desert Storm veteran who suffered a back injury in a car accident. The driver who hit him had a minimum liability policy. However, because the driver was running an errand for his employer at the time of the accident, we were able to collect an additional $200,000 from the employer’s insurance.

Get a Free Consultation with
Our Personal Injury Attorneys

You can schedule your initial consultation with one of our knowledgeable Louisiana car accident lawyers. Please call us at 318-222-2100 or use the contact form to schedule your free consultation. We do not charge attorney fees unless we win compensation on your behalf.